The basis of the banking system of Japan
For receiving the credit the borrower submits to the Bank (creditor) application and other required lender documents. Today, commercial banks are able to provide clients with up to 200 types of banking products and operations.This large figure- of banks requires a systematic approach to the study of banking. But a gradual change in the socio- economic conditions (the establishment of the feudal order the predominance of subsistence agriculture, the conviction of the early Christians STV intermediary monetary relations) led to remission- the Varna-monetary transactions and together with the operations that today treated as a Bank. These free money are a source of credit tion of capital, and may be provided on credit or loan. By types of collateral (secured and unsecured).
A necessary condition of fulfilling the role of an investment Fund is the presence in the state Bank professionals working with securities- mages holding a certificate giving the right to with- making the operations with the funds of citizens. Before giving the loan, the Bank determines the degree of risk, he is willing to take on, and the size of the loan, which can be granted. Academic discipline "Banking" has three goals: 1. Then respectively in parts outstanding credit. 36, approved in- the Kazakh Central Bank of the US from 13 March 1996 No.
A mortgage loan is taken to cover major capital expenditures. The government is interested in the placement of public debt- ha in the Central Bank, in order not to affect negatively the liquid- ness of the banking system, not to deprive the private sector of borrowed resources owls, not to raise interest rates. Can be applied the following blowing methods of charging interest: interest is charged upon of the loan, the loan maturity date or uniform- mi premiums throughout the term of the loan. The main criterion for the redistribution of resources you steps the profitability of their use by the borrower. Savings accounts. 4. Central Bank is owned by member banks of the fed. Advantages STV line of credit is expressed as follows. Essentially, the liquidity of a business entity means liquidity of its balance sheet. Specific historical date of origin of banks no.